Loan programs for induvials and facilities.
Discover the types of loans available, submit your application online, and achieve your ambitions.
Education Financing
A financing product designed to empower individuals to pursue their educational journey in collaboration with educational institutions that hold financing agreements with the bank. The application and all request procedures are completed entirely digitally, with no branch visits required.
Family Financing
A financing product dedicated to low-income families, aiming to help them meet their needs and achieve living stability. The application and all processing steps are completed entirely digitally, without the need to visit a branch.
Home Renovation Financing
A financing product for home improvement, whether for comprehensive or partial renovations. The application and all request procedures are completed entirely digitally, without the need to visit a branch.
Marriage Financing
A financing solution dedicated to supporting citizens who are about to get married, by providing an affordable loan to help them cover the basic costs of marriage. The application process for the product is entirely digital, without the need to visit bank branches.
Kanaf Financing
A financing product tailored for specific categories, including widows, divorcees, people with disabilities, and beneficiaries of the Martyrs, Wounded, Captives, and Missing Persons Fund, aiming to support them and help them bear the burdens of life. The application and all processing steps are completed entirely digitally, without the need to visit a branch.
Seasonal Financing
A financing product designated for workers in licensed seasons within the Kingdom, such as the dates, coffee, or honey seasons. Through a financing amount of up to 30,000 SAR, repayment is made over a period of 18 months with easy monthly installments and administrative fees not exceeding 2,000 SAR. Applying for the product is fully electronic, without the need to visit the bank's branches.
Cash Financing
A flexible financing product that helps freelance practitioners launch their own businesses or develop their skills, whether they are craftsmen or work through delivery applications. It is designed for individuals seeking to increase their monthly income through self-employed freelance activities, with financing of up to SAR 200,000. An administrative fee of up to SAR 13,000 may apply and will be deducted from the financing amount. The application process is fully digital and can be completed online without the need to visit any Bank branch.
Assets Financing
It is a financing solution that supports you in leveraging workflow paths within the transport sector, whether through vehicle financing for delivery operations or financing logistics service equipment, such as maritime transport, refrigerated transport, or flatbed trailers. It provides you with financing of up to 300,000 SAR and a repayment period of up to 5 years, with no annual fees. The product includes additional cash incentives upon registering for the freelance incentive program. The application process for this product is fully electronic, without the need to visit any bank branches.
Excellence Financing
An electronic product offered by the Social Development Bank to support promising and new enterprises in Saudi Arabia. The product provides financing of up to 4 million ♦ for innovative or technical projects, with an investment cost of up to 12 million ♦ , a grace period of up to two years, and a repayment period of up to eight years with monthly installments, without the need to visit the bank’s branches.
Entrepreneurs Financing
An electronic product provided by the Social Development Bank, which is a long-term financing product aimed at supporting the assets and operational costs of entrepreneurship projects and startups. The financing amount starts from 50,000 SAR and reaches up to 500,000 SAR, without the need to visit any bank branches.
Franchise Financing
An electronic financing provided by the Social Development Bank that enables entrepreneurs to apply for the Franchise program with ease and flexibility. The program aims to empower investors by leveraging leading franchise brands through financing of up to 4 million ♦, supporting the establishment of their businesses and maximizing the benefits of franchise expertise, without the need to visit the bank's branches.
Franchise Financing (Fast-Track)
An electronic service provided by the Social Development Bank that enables entrepreneurs to apply for the Franchise program fast track with ease and flexibility. The program aims to empower investors by leveraging leading franchise brands through financing of up to million to 500,000 SR, supporting the establishment of their businesses and maximizing the benefits of franchise expertise, without the need to visit the bank's branches.
Liquidity Financing
An electronic service allowing applications for the "Liquidity Financing" product, which is an urgent digital financing solution specifically designed to support micro-enterprises in the Kingdom of Saudi Arabia. The product aims to meet the immediate financial needs of these enterprises, providing financing of up to 500,000 SAR for businesses whose annual sales do not exceed 40 million SAR, entirely online without the need to visit any bank branches.
Gaming & Esports Product
Financing designed to support existing companies and establishments in the gaming and esports sector, with a ceiling of up to SAR 45 million. Offered in cooperation with the National Development Fund (NDF), the application process is entirely digital, with no branch visits required.
Information Technology
An electronic financing product that supports micro, small, and medium enterprises and companies in the information technology sector, with a ceiling of up to SAR 8.5 Million, in cooperation with the National Technology Development Program (NTDP). The application process is entirely digital, with no branch visits required.
Non-Profit Sector
Sahem Loan
A development finance product targeted at the financing of working capital and assets, aimed at enabling cooperative societies to achieve their development goals, supporting them in improving the economic and social situation of their members, as well as promoting a spirit of interdependence and collective action among them.
Daem Loan
A developmental financing product designed to fund working capital, assets, and Government Tenders Loan, aiming to diversify income sources. The product seeks to empower non-profit associations and organizations to achieve their developmental objectives and enhance their financial sustainability.
Last Modified Date 03/06/2026 - 4:55 PM Saudi Time
