A government website registered with the Digital Government Authority

عربيLogin

Ufuq Financing

Apply
Existing Facilities
Business
Small and medium enterprises

Dedicated financing tailored for existing companies and establishments with annual revenues not exceeding 40 million ♦. The application process is entirely digital, with no branch visits required.

Service Level Agreement

Know The Product

  • Financing amounts start from SAR 300,000 up to SAR 10 million.
  • Flexible financing duration of up to 60 months.
  • An accessible grace period of up to 12 months.
  • Flexible repayment methods: Monthly, quarterly, semi-annually, annually, or at the end of the term.
  • Administrative fees: 10% (with the option to deduct fees from the principal loan amount).
  • Annual service fees: 3.5%.

  • Liquidity Financing

    An electronic service allowing applications for the "Liquidity Financing" product, which is an urgent digital financing solution specifically designed to support micro-enterprises in the Kingdom of Saudi Arabia. The product aims to meet the immediate financial needs of these enterprises, providing financing of up to 500,000 SAR for businesses whose annual sales do not exceed 40 million SAR, entirely online without the need to visit any bank branches.

    BusinessMicro and small enterprises
    ApplyDetails

  • Gaming & Esports Product

    Financing designed to support existing companies and establishments in the gaming and esports sector, with a ceiling of up to SAR 45 million. Offered in cooperation with the National Development Fund (NDF), the application process is entirely digital, with no branch visits required.

    Business
    ApplyDetails

  • Information Technology

    Financing product that supports micro, small, and medium enterprises and companies in the information technology sector, with a ceiling of up to SAR 8.5 Million, in cooperation with the National Technology Development Program (NTDP). The application process is entirely digital, with no branch visits required.

    BusinessInstitutionsCompanies
    Details

  • Excellence Financing for Companies

    An integrated financing program designed to support existing companies in funding their capital expansions and covering their operational cycle costs to ensure sustainable commercial growth. The application process is entirely digital, with no branch visits required.

    BusinessMicro enterprises
    ApplicationDetails

  • Rent Financing

    It is a short-term financing product that aims to cover the costs of rented properties, with financing for a maximum of six months. The product is applied for completely electronically, without the need to visit bank branches.

    SMS
    ApplicationDetails

  • Capital Expansions

    It is a long-term financing product designed to fund capital assets. The application process is entirely digital, with no branch visits required.

    SMS
    ApplicationDetails

  • Sales points Financing

    The aim is to finance small and microenterprises whose sales depend on sales points of sale and electronic applications. The application process is entirely digital, with no branch visits required.

    BusinessMicro and small enterprises
    Under developmentDetails

  • Payroll Loan

    Short-term financing that supports your establishment in covering its employees' salaries and ensuring the continuity of its operations without interruption. The application process is entirely digital, with no branch visits required.

    SMS
    ApplicationDetails

  • Electronic Applications Financing - Jahez Application

    Financing dedicated to technical enterprises specializing in electronic service applications, with a financing ceiling of up to SAR 10 million. The application process is entirely digital, with no branch visits required.

    Existing Facilities
    ApplicationDetails

  • Working Capital

    Short-term financing that helps your facility cover its daily operational costs and enhance cash flow management. Fully electronic application without visiting the branch.

    SMS
    ApplicationDetails

Any Questions

If you have any question please contact us
Contact usCommon questions

Last Modified Date 27/07/2026 - 4:48 PM Saudi Time

This service has an average rating of 0.0
Was this page helpful?