Payroll Loan


It is a short-term financing product aimed at supporting institutions in financing salaries, which helps cover costs and ensure business continuity.

The product can be applied for entirely online, without the need to visit bank branches.


Financing of up to 2 million for small enterprises, and up to 225 thousand for micro-enterprises. 
The financing term extends up to a full year. 
Repayment can be made monthly, quarterly, semi-annually, annually, or in a single installment.
Target Category
Small enterprises with revenues exceeding 3 million riyals up to 40 million riyals
Beneficiaries
New
Fees
Administrative fees 7%
Payment Channels
Payment bill
Availability
24/7
SLA
7 business days
Service Start Date
2025
Language
Arabic
FAQs
Click Here
920008007
920008007
care@sdb.gov.sa
care@sdb.gov.sa
Channels

Customer Journey


Apply

Eligibility check

Processing

Morphology

Do you have any question


If you have any questions, please see the FAQs or contact us.

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Last Update: 12/10/2025