Working Capital Financing


It is a short -term financing product desingned to cover operational expenses for small and micro enterprises supporting day - to - day business activition and enhancing cash flow management. The application process is fully digital, with no need to visit bank branches.

It is a short -term financing product specialized in funding operational expansion , with a maximum tenor of up to 1 year. The financing amount ranges from SAR 150,000 up to SAR 10 million. The financing period can extend up to 12months, with flexible repayment options including monthly, quarterly, semi-annual, or annual installments. 

Target Category
Small Enterprises with revenues between SAR 3 million and SAR 40 million.
Micro Enterprises with revenues less than SAR 3 million
Non-Profit Sector
Fees
Administrative Fees 8%
Payment Channels
Payment bill
SLA
20 working days
Service Start Date
2025
2025
Language
Arabic

920008007
920008007
care@sdb.gov.sa
care@sdb.gov.sa

Channels

Customer Journey


Apply

Eligibility check

Processing

Disbursement

Do you have any question


If you have any questions, please see the FAQs or contact us.

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