Cash Loan


A loan program designed to help you start your own business or enhance your professional skills with ease.

If you’re a craftsman or work through delivery apps, you can benefit from financing of up to 20,000 SAR with flexible terms and convenient repayment options.

You can also enjoy financial incentives by registering in the Freelance Incentive Program.

The entire application process is completed online, with no need to visit the bank’s branches.


Loan Features:
  • Single installment: Financing up to 80k ♦ with a repayment period of up to 40 months.
  • Two installments: Financing up to 200k ♦ with a repayment period of up to 60 months.
  • Administrative fees: Up to SAR 13k ♦ deducted from the loan amount.
  • Repayment method: Monthly installments.
  • Insurance coverage: The loan is waived in the event of the borrower’s death (God forbid), in accordance with the terms of the insurance policy.

Eligible Professions:
The loan covers the following professional sectors:
  • Rural Development Professions
  • Real Estate Professions
  • Handicraft Professions
  • Delivery Services
  • Accounting Professions
  • Specialized Service Professions

Customers can also register in the Freelance Incentive Program and benefit from financial incentives of up to 100% of the administrative fees.
The incentive is automatically calculated within the bank’s system based on performance data recorded on approved freelance platforms.
Target Category
Citizens
Beneficiaries
135k ♦
Fees
Administrative fees 13k ♦
Payment Channels
The fee is deducted from the loan amount.
Availability
24/7
SLA
28 working days
Service Start Date
2018
2022
Language
Arabic

920008007
920008007
care@sdb.gov.sa
care@sdb.gov.sa

Channels

Product features


Financing ceiling
Up to 200k ♦
Financing period
Up to 60 months
Payment method
On a monthly basis
Administrative fees
13k ♦
“Administrative fees are deducted from the financing value.”
Exemption according to the terms of the insurance policy
Upon death or total disability

Customer journey


Apply

Eligibility check

Processing

Exchange

Do you have any questions?


If you have any questions about cash financing, please see the questions:

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