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Entrepreneurs Financing

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Freelancing

A financing program of up to 500,000 ♦ to support your enterprise's assets and operational costs to achieve sustainable commercial growth.

  • Financing ceiling up to SAR 500,000.
  • Repayment period up to 9 years.
  • Grace period up to 12 months. Repayment method is on a scheduled monthly basis.
  • Administrative fees: 9%.
  • Annual service fees: 2%.

Project Statuses & Disbursement Mechanism:

1. New: The project is in the ideation or feasibility study stage, or the commercial registration age does not exceed 6 months (regardless of the actual project status).
  • Disbursement mechanism: First installment: 30% - Second installment: 70%
2. Under Formation: The project physically exists on the ground and formation has begun, but it has not started commercial operations yet. The commercial registration age is more than 6 months and does not exceed 12 months.
  • Disbursement mechanism: First installment: 50% - Second installment: 50%
3. Start-up: The project is actively established and has started operations and commercial activities. The commercial registration age is more than 6 months and does not exceed 12 months.
Disbursement mechanism: First installment: 75% - Second installment: 25%

  • Seasonal Financing

    A short-term financing product aimed at reaching new segments of society by supporting individuals working across various Saudi Seasons. It offers financing of up to 30,000 ♦ with a tenure not exceeding 18 months, contributing to boosting the productivity of seasonal freelance and self-employed businesses. The application is fully online, without the need to visit a bank branch.

    Freelancing
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  • Cash Financing

    Flexible financing that helps you launch your own business or develop your skills; whether you are an artisan or work via delivery applications, with an amount reaching up to SAR 100,000. With administrative fees not exceeding a maximum of SAR 13,000, which are deducted from the financing amount. Additionally, financial incentives can be utilized by registering in the Freelance Incentives Program.

    Freelancing
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  • Assets Financing

    An asset-backed financing solution of up to SAR 400,000, tailored to support freelance tracks in transport, order delivery, and logistics, featuring additional cash performance incentives. Application is fully digital, without the need to visit any bank branch.

    Freelancing
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  • Bank Cards

    A flexible financing solution to support beginners in freelancing, disbursed via a dedicated bank card through partner banks to secure your needs and start your independent professional journey immediately. The application is fully online, without the need to visit a bank branch.

    Freelancing
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  • Liquidity Financing

    A financing solution that supports micro-enterprises in covering their urgent financial needs and working capital quickly, with a ceiling of up to 500,000 ♦. the application process is entirely digital, with no branch visits required.

    Freelancing
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  • Gaming & Esports Product

    Financing designed to support existing companies and establishments in the gaming and esports sector, with a ceiling of up to SAR 45 million. Offered in cooperation with the National Development Fund (NDF), the application process is entirely digital, with no branch visits required.

    Freelancing
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Any Questions

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Last Modified Date 24/06/2026 - 10:38 AM Saudi Time

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