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Loan programs for induvials and facilities.

Discover the types of loans available, submit your application online, and achieve your ambitions.

Education Financing

An accessible financing solution designed for individuals to help cover tuition fees and educational expenses across various academic levels (university, diploma, or international schools) to ensure a brighter educational future for their dependents.

Social

Family Financing

A targeted financing solution dedicated to limited-income families, designed to help them cover essential daily living expenses and achieve long-term household stability.

Social

Home Renovation Financing

Financing to renovate your home and transform it into the place you desire, featuring comfortable and flexible repayment terms.

Social

Marriage Financing

Funding to help cover essential marriage expenses with flexible terms and repayment options.

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Kanaf Loan

A financing product targeted at specific groups including (Widows, Divorcees, People with Disabilities, and beneficiaries of the Fund for Martyrs, Wounded, Prisoners, and Missing Persons) to support them with life's burdens. Application and all procedures are completed online.

Social

Seasonal Financing

A fully digital financing solution of up to ♦ 30,000 with flexible monthly installments over 18 months, designed to empower Saudi citizens working in licensed seasonal markets across the Kingdom. The application is fully online, without the need to visit a bank branch.

Freelancing

Cash Financing

Fuel your ambition. Whether you want to launch your own business, upgrade your skillset, work as an artisan, or operate within delivery apps, get up to 200,000 ♦ in flexible funding to kickstart your journey. The entire application process is completed online, with no need to visit the bank’s branches.

Freelancing

Assets Financing

An asset-backed financing solution of up to SAR 30,000, tailored to support freelance tracks in transport, order delivery, and logistics, featuring additional cash performance incentives. Application is fully digital, without the need to visit any bank branch.

Freelancing

Excellence Loan

An electronic product offered by the Social Development Bank to support promising and new enterprises in Saudi Arabia. The product provides financing of up to 4 million ♦ for innovative or technical projects, with an investment cost of up to 12 million ♦ , a grace period of up to two years, and a repayment period of up to eight years with monthly installments, without the need to visit the bank’s branches.

New facilities

Entrepreneurs Loan

Long-term funding to support assets and operating costs of SMEs.

New facilities

Franchise Laon

An electronic service provided by the Social Development Bank that enables entrepreneurs to apply for the Franchise program with ease and flexibility. The program aims to empower investors by leveraging leading franchise brands through financing of up to 4 million ♦, supporting the establishment of their businesses and maximizing the benefits of franchise expertise, without the need to visit the bank's branches.

New facilities

Fast Track Franchise

An electronic service provided by the Social Development Bank that enables entrepreneurs to apply for the Franchise program fast track with ease and flexibility. The program aims to empower investors by leveraging leading franchise brands through financing of up to million to 500,000 SR, supporting the establishment of their businesses and maximizing the benefits of franchise expertise, without the need to visit the bank's branches.

New facilities

Entrepreneurs Loan

Long-term funding to support assets and operating costs of SMEs.

Existing facilities

Liquidity loan

An electronic service for applying to the "Liquidity Loan" product, an urgent financing solution specifically designed to support micro-enterprises in Saudi Arabia. This product aims to meet the immediate financial needs of these enterprises, providing funding of up to ♦ 500,000 for businesses with annual sales not exceeding ♦ 40 million—all without visiting the bank branches.

Existing facilities

Horizon Laon

An electronic service for applying to the "Ufuq Loan" product, a digital financing solution specifically designed for established businesses in Saudi Arabia. This product targets companies with a proven track record of at least three years and annual sales ranging from 3 million to 40 million ♦ . "Ufuq Loan" aims to support the growth of these businesses and empower them to achieve greater economic success-all without the need to visit the bank’s branches.

Existing facilities

Excellence Pro Laon

An electronic service for applying to the Excellence financing for companies product financing solution tailored to support the growth and expansion of micro-enterprises in Saudi Arabia. This product aims to empower these companies through funding for capital expansions or providing liquidity for operational cycles, enhancing their performance and contribution to the national economy—all without visiting the bank branches

Existing facilities

Non-Profit Sector

Sahem Loan

A development finance product targeted at the financing of working capital and assets, aimed at enabling cooperative societies to achieve their development goals, supporting them in improving the economic and social situation of their members, as well as promoting a spirit of interdependence and collective action among them.

Non-profit sector products

Government competitions

An electronic service for applying to the "Government Tenders Loan" product. It aims to encourage the non-profit sector to secure government tenders, increasing their revenue and enhancing the sector's contribution to the national economy—all without visiting the bank branches.

Non-profit sector products

Daem Loan

A development finance product to finance working capital and assets with a view to diversifying sources of income, the product aims to enable community associations and institutions to achieve their development goals and enhance their financial sustainability.

Non-profit sector products

Last Modified Date 03/06/2026 - 4:55 PM Saudi Time

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