Individual Financing
The Social Development Bank provides a package of various products for individuals that meet their needs and fulfill their desires.
Seasonal Financing
A financing product designated for workers in licensed seasons within the Kingdom, such as the dates, coffee, or honey seasons. Through a financing amount of up to 30,000 SAR, repayment is made over a period of 18 months with easy monthly installments and administrative fees not exceeding 2,000 SAR. Applying for the product is fully electronic, without the need to visit the bank's branches.
Cash Financing
A flexible financing product that helps freelance practitioners launch their own businesses or develop their skills, whether they are craftsmen or work through delivery applications. It is designed for individuals seeking to increase their monthly income through self-employed freelance activities, with financing of up to SAR 200,000. An administrative fee of up to SAR 13,000 may apply and will be deducted from the financing amount. The application process is fully digital and can be completed online without the need to visit any Bank branch.
Assets Financing
It is a financing solution that supports you in leveraging workflow paths within the transport sector, whether through vehicle financing for delivery operations or financing logistics service equipment, such as maritime transport, refrigerated transport, or flatbed trailers. It provides you with financing of up to 300,000 SAR and a repayment period of up to 5 years, with no annual fees. The product includes additional cash incentives upon registering for the freelance incentive program. The application process for this product is fully electronic, without the need to visit any bank branches.
Bank Cards
Financing for individuals wishing to enter the self-employment field for beginners, up to 48 thousand SAR. The financing is disbursed into a bank card through the partner bank/banks to enable the beneficiary to use it to start in the self-employment field. The application is fully online, without the need to visit a bank branch.
Entrepreneurs Financing
An electronic product provided by the Social Development Bank, which is a long-term financing product aimed at supporting the assets and operational costs of entrepreneurship projects and startups. The financing amount starts from 50,000 SAR and reaches up to 500,000 SAR, without the need to visit any bank branches.
Liquidity Financing
An electronic service allowing applications for the "Liquidity Financing" product, which is an urgent digital financing solution specifically designed to support micro-enterprises in the Kingdom of Saudi Arabia. The product aims to meet the immediate financial needs of these enterprises, providing financing of up to 500,000 SAR for businesses whose annual sales do not exceed 40 million SAR, entirely online without the need to visit any bank branches.
Gaming & Esports Product
Financing designed to support existing companies and establishments in the gaming and esports sector, with a ceiling of up to SAR 45 million. Offered in cooperation with the National Development Fund (NDF), the application process is entirely digital, with no branch visits required.
Last Modified Date 22/06/2026 - 2:05 PM Saudi Time
