Frequently asked questions

What is a freelance product?

It is a product directed at self-employment practitioners. It was developed in conjunction with the launch of the self-employment platform by the Ministry of Human Resources. Its aim is to support the category of self-employed workers, to spread the culture of self-employment and stimulate it, and to shift from financing for consumption purposes to financing. Development.

The product supports the following path access:

Cash:

Rural development professions
Real estate professions
Handcrafts Professions
Delivery of orders
Accounting professions
Specialized service professions

:Assets

Shared transportation
Directed transport
Delivery of orders
Logistics services

What is logistics financing?

It is financing provided to self-employment practitioners who provide services through transportation, as the financing allows them to obtain the appropriate means of transportation for the activity or service they provide, with the aim of empowering new segments of society, through the following paths:

Shipping route
It is a financing that aims to support individuals working in self-employment in the field of maritime transport, by providing marine engines to be installed in boats to carry out tourist trips by transporting people between islands, cities, etc.

Refrigerated transportation path
It is a financing that aims to support individuals in the field of refrigerated delivery by providing vehicles equipped with refrigerators to transport medicines, flowers, food, and other products that need to be transported at a certain temperature.

Vehicle towing path:
It is financing that provides tow vehicles (towers) to individuals working in self-employment to own a tow vehicle that suits their needs, allowing them to start their own business and achieve a stable income.

Can the order be cancelled, and are there any fees incurred for cancellation?

Before uploading the documents, approving the application, and processing it through the financing data icon.
After the application is approved and processed by rejecting the financing contract.

There are no fees at this time

Is there a discount on the administrative fees?

25% discount for retirees only on all self-employment financing
50% discount on insurance/people with disabilities/orphans of the Ministry.

What is the bank's procedure in the event of non-compliance with payment?

The procedures and mechanism for escalating the collection efforts approved by the bank will be completed before registering as a defaulter in “Simah” Until reaching the last stages of escalation and legal claims.