A product aimed at financing the assets and operating costs of new business entities.
Product's Video - with Sign Language

  1. The financing ceiling starts from 50,000 to 500,000 riyals
  2. Financing period up to 8 years
  3. Grace period up to 18 months
  4. Payment method on a monthly basis
  5. Administrative fees are 7%, with the possibility of deducting fees from the original financing
  6. 1% annual service fee

  • The age of the applicant is from 21 to 65 years
  • Integrity of the credit record and that defaults do not exceed 15,000 riyals
  • The percentage of the guarantee should not be less than 100% of the financing amount, provided that the type of guarantee is a personal guarantee only, a deduction from the salary
  • The applicant must be unemployed before signing the financing contract
  • The project should be new and the record should not be more than 6 months old
  • The ability to provide a guarantee with a coverage rate of not less than 100% of the financing amount.
  • The minimum guarantee is 100% of the financing value.
  • Types of guarantees accepted (personal guarantee by a governmental or semi-governmental employee)

  • National ID photo
  • A copy of the educational qualification (provided that the qualification is not less than an intermediate degree
  • A copy of the commercial registration (the age of the register does not exceed 6 months from its issuance)

A product concerned with financing individuals who aspire to establish their own commercial entities through financing up to 500 thousand riyals and sponsorship during the first three years of granting financing.
Target Audience
Service Fees
Administrative fee 7%
Annual service fee 1%
Response Time:
Submission channels:
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Submission language:
User's guide:
Service application start date
    2021  114-200.png    2022   m-icon2.png       
Internal Strategic Engagement

Financing the entrepreneurs' product intersects with the fourth strategic objective of the Social Development Bank. Providing value-added financing for small and emerging projects.

International strategic link

Entrepreneurial product financing intersects with the ninth goal of the United Nations Sustainable Development Goals.
It can be viewed here


Product Features

Funding Ceiling
Up to 500k SAR

Loan Duration
Up to 8 years

Payment Method

Administrative Fees
Administrative fee 7%
Annual service fee 1%

Grace Period  
Up to 18 months

Customer Journey

Submit Application

Eligibility Check



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3.2 (From 3634 Ratings)
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