Frequently Asked

Last Updated:2023/09/27 Gregorian

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Reaches up to 20%

Financing starts from (50) thousand riyals and reaches 4 million riyals for projects whose total cost does not exceed (8) million riyals.

  • The amount of the incentive should not exceed the value of the administrative fees deducted from the original financing before disbursing it to the customer
  • The incentive is calculated automatically in the banking system based on the performance recorded in the approved self-employment platforms.

Industry, education, quality of life (entertainment, tourism), emerging technology or any sectors that the Bank considers feasible to finance.

The maximum allowable limit is 15 thousand riyals

(mortgage - personal guarantee - third party guarantee - corporate and institutional guarantee - financial guarantee)

Payment method on a monthly basis

There is no fee and the certificate is issued free of charge

  • The ceiling of the monthly income should not exceed ten thousand riyals.
  • The mail delivery form has the name and signature of the customer and the name, signature and stamp of the Saudi Post employee.
  • A copy of the customer's ID.
  • A copy of the sponsor's ID.
  • Original Form 105 printed from the bank’s website, completely filled in with blue pen, signed by the sponsor and employer officials, and stamped with the official seal of the employee’s employer approved for deduction, provided that the approval date does not exceed 60 days.
  • A definition of the client's pension from the General Organization for Social Insurance website.
  • Original salary declaration of the sponsor, signed and stamped by the sponsor’s employer, not exceeding 60 days from the date of signature.
  • The original IBAN account number registered in the system on the bank's official letterhead and certified by the bank's seal.
  • A valid data statement for the client from the Ministry of Interior website.
  • A valid declaration of data for the sponsor from the Ministry of Interior website

It is a certificate that is issued free of charge by the (Social Development Bank), through the (National Platform for Productive Families), and is provided by the Bank as one of the most important electronic services that are granted to productive families in order to provide the services provided by the Bank.
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