Productive Families 
Indirect Financing

One of the financing products that targets productive families through financing provided through financing intermediaries supported by financing portfolios from SDB with easy and fast procedures.

Product's Video -   with sign language

  • A financing ceiling up to 50,000 riyals provided through financing intermediaries
  • The repayment period is up to 36 months
  • Payment method on a monthly basis
  • Additional financing when more than 50% of the financing amount is paid
  • Financing more than 120 project activities

  • Issuing a certificate of productive families / self-employment document and specifying the project’s activity through the link: the national platform for productive families
  • The age of the applicant is from 18 to 65 years
  • The funded activity should be one of the activities of productive families approved in the regulations regulating the work of productive families
  • The applicant does not have a commercial registry
  • The monthly income of the applicant should not exceed 10,000 riyals

  • Issuing a certificate for productive families and specifying the project's activity through the link on the national platform for productive families
  • Submit proof of housing acceptable to the finance broker
  • Providing guarantees according to financing requirements

It starts from 5,000 riyals up to 50,000 riyals

There is no fee and the certificate is issued free of charge

It is a certificate that is issued free of charge by the (Social Development Bank), through the (National Platform for Productive Families), and is provided by the Bank as one of the most important electronic services that are granted to productive families in order to provide the services provided by the Bank.

Documenting and organizing the work of productive families in the Kingdom of Saudi Arabia

3 years and is renewable

Concessional development financing programs for the people of this country, and support for small and emerging enterprises as an important contributor to building the Kingdom's economy. Concessional development financing programs for the people of this country, and support for small enterprises.

After paying more than 50% of the outstanding loan amount
Target Audience
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Internal Strategic Engagement

Financing productive families is linked to one of the Bank’s strategic objectives: Facilitate access to financing products for self-employment and productive families.

International strategic link

Financing productive families contributes to the first, second and eighth goals of the sustainable development goals. It can be viewed here

Product Features

Funding Ceiling
Up to 50k SAR

Loan Duration
Up to 3 years

Payment Method

Additonal Loan
When more than 50% of the loan amount is paid

More than 120 project activities

Customer Journey

Submit Application

Eligibility Check



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If you have any questions regarding the Productive Families Finacing, please see the Frequently Asked Questions.

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