Graduates Program

Target Audience
All Citizens 


Service Fees
Nominal Fee

Strategic Engagement
funding services for small-size projects.Providin
International Strategic Engagement:
Graduated financing product intersects with the eighth objective of the United Nations sustainable development objectives.
It can be found here

In accordance with The Royal Decree No. (121/A) dated 4/6/2011, that decreed to find short and urgent solutions to process the increasing the number of graduates of universities prepared for teaching and holders of diploma in health. The Social Development Bank has designed a special program for accommodating those eligible for self-employment from the growing number of graduates of health institutes and graduates prepared for teaching through a special program that meets their needs and support the establishment of their small and emerging projects that correspond to their expertise and scientific specialization.

About Product


The program prepared for
  1. Graduates prepared to teach in all disciplines
  2. Holders of authenticated diplomas in health in all disciplines:
  • Nursing
  • Medical records
  • Radiology
  • Pharmacy
  • Laboratories
  • Dental Assistant
  • Medical devices
  • Physiotherapy
  • Anesthesia
  • Health insurance
  • Dental technology
  • Operations
  • Emergency medicine
  • Health management
  • Optics
  • Occupational health
  • Health information
  • Medical Secretarial
  • Oral and dental hygiene
  • Respiratory therapy

Financing extent
This program covers all types of projects that have a statutory license within the Kingdom of Saudi Arabia, that do not exceed the investment cost of eight million SAR, So that the maximum amount of financing from the bank to the amount of 4 million SAR per project as a maximum.
Terms to apply for the program
General terms required for the applicant for funding based on Article 5 of the executive regulation for the financing of small and emerging projects, as follows:
  • The applicant shall be Saudi and met the terms of application
  • The applicant shall be a holder of diplomas in health or graduates of universities prepared for teaching mentioned above
  • The applicant shall be at least 21 years old and not more than 60 years old.
  • The applicant shall not be the owner of any facility other than the facility required the funding or a partner in another project at the time of application.
  • Shall not combine two funding requests of the bank financing programs.
  • Shall devote himself to the operation of his project
  • The credit situation of the applicant shall be suitable to get the funding.
  • The applicant shall have been no legal verdict handed down against him in a case involving a breach of honor or trust, unless he has been rehabilitated.
  • Filling out the application forms for each program and complete the other requirements related to the Bank evaluation process
  • Professional activities: A specialized qualification or one year experience in the field accepted by the bank. Service and commercial activities: Pass the personal interview.
  • Terms of the excellence course shall be applied for projects that exceed the amount of required funding of (500,000 SAR),
  • Partners may enter into one project and the requirement of experience shall be based on the size of the funding of each partner individually, with the guarantees to cover the value of the funding of each individual partner.
  • The project shall be within the projects financed by the bank.
  • The project shall be an added value to the national economy.
  • The total investment cost of the project shall not exceed (Eight million) SAR.
  • The project shall be new or under construction.


This content is currently available only in Arabic



This content is currently available only in Arabic

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