No.

Yes.

Through the Social Development Bank portal under Productive Families Financing – Indirect Financing.

The loan amount is deposited after deducting administrative fees.

17 business days.

By submitting a technical ticket through the national platform.

In most cases, a guarantor is required.

Yes.

The financing intermediary is notified as the guarantor.

The applicant must be Saudi, aged 18–65, income not exceeding 10,000 ♦, no existing loans, valid Productive Families Certificate, and financing not exceeding 50,000 ♦.

Minimum financing amount: 10,000 ♦
Maximum financing amount: 50,000 ♦
Administrative fees are deducted according to the Bank’s policy.
 

• 1. Direct Financing
  2. Indirect Financing

Yes, all tracks are currently available.

Indirect financing is provided by the Bank through financing intermediaries operating across various regions of the Kingdom.

The first installment is due 30 days after disbursement, with the due date closest to the 28th of each Gregorian month.

Financing intermediaries are institutions and charitable organizations (Third Sector) with whom the Bank has financing agreements. Their role is to enable productive families to carry out their activities through financing provided by the Bank across different regions of the Kingdom. The intermediary receives financing applications submitted through the platform, contacts the applicant, processes the application, and upon completion submits it for disbursement through the Bank.